Finanzas

Los impuestos que recaen sobre las familias (IRPF e IVA) han aumentado desde que estalló la crisis mientras que el de sociedades se mantiene estable

WHEN economic historians look back on the years following the global financial crisis, they might ponder the exact moment at which the boom in offshore dollar-lending reached its zenith. Was it September 2012, when Zambia issued its debut Eurobond (dollar-denominated bond), at a yield of 5.4%, and received $12bn of orders? Perhaps it was a year later, when investors gobbled up an $850m Eurobond issue by a state-backed tuna-fishing venture in Mozambique. In between Petrobras, Brazil’s state oil company, was able to issue $11bn of ten-year bonds in May 2013, a record for an emerging-market firm, at a generously low yield of 4.35%.

Investors had reason to regret those purchases even before the dollar’s latest surge. Between November 9th, when Donald Trump won the presidential election in America, and the Thanksgiving holiday, the dollar rose by 3% against a basket of rich-world currencies. Such a jump in so short a time is rare. The dollar-borrowing binge during these years helps explain why the greenback bounced so sharply.

By the end of last year, governments and businesses outside America had racked up $9.7trn of debts denominated in…Continue reading

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El próximo subgobernador lleva 37 años en la casa y ahora es director de Operaciones

Más de 100.000 personas firman una petición para que el Banco de Inglaterra retire los billetes al comprobarse que contienen sebo animal

THE hero of Nick Hornby’s novel, “High Fidelity”, cannot get enough of vinyl records. By day Rob Fleming runs a record shop where he spends his time sampling the stock and constructing fantasy compilations with his equally obsessive assistants. By night he moons over his favourite songs. “Is it so wrong, wanting to be at home with your record collection?” he asks himself. “There’s a whole world in here, a nicer, dirtier, more violent, more peaceful, more colourful, sleazier, more dangerous, more loving world than the world I live in.”

Rob is an example of what management gurus dub “super-consumers”, “lead consumers” or “high-passion fans”. Only a tenth of customers are super-consumers but they account for 30-70% of sales, an even greater share of profits and almost 100% of “customer insights”, says a new book, “Super-Consumers”, written by Eddie Yoon of the Cambridge Group, a consultancy.

These people are not defined simply by the amount of stuff they buy (though they tend to be heavy users), but by their attitude to the product. Like Rob, they regard the things that they consume as answers to powerful…Continue reading

La supresión de deducciones en el impuesto de sociedades reportará cerca de 5.000 millones en 2017.

El guardián de la política monetaria europea anuncia que los tipos de interés subirán cuando culmine la recuperación

El presidente del BCE argumenta que se neutralizaría el problema demográfico si se elevase el empleo hasta las tasas de las tres mejores economías de la zona euro

El presidente del BCE argumenta que se neutralizaría el problema demográfico si se elevase el empleo hasta las tasas de las tres mejores economías de la zona euro